There isn't a public details relating to a "highest hdb mortgage 480 29" as the quantities are very likely a specific handle or inner reference. The most HDB bank loan quantity is not a set sum but is rather based on numerous things, including the Personal loan-to-Worth (LTV) Restrict, the Mortgage loan Servicing Ratio (MSR), and the applicant's age, cash flow, and financial standing. For brand new and resale flats, the most LTV is as much as seventy five% of the acquisition cost or valuation, whichever is decreased. The MSR ensures that regular monthly mortgage repayments usually do not maximum hdb loan 480 29 exceed thirty% of the customer's gross month-to-month cash flow. An HDB personal loan has an interest charge of two.six% for every annum, pegged at 0.one% above the CPF Regular Account (OA) fee, and the most tenure is capped at twenty five years or around the client's age of 65, whichever is shorter. To find out the utmost financial loan you can find, you have to apply for an HDB Mortgage Eligibility (HLE) letter.